If the goals are not clearly defined, then you may be uncommitted and easily complacent to spend money on things that are less important. By knowing your financial goals, you will understand the biggest reasons why you should make various efforts to achieve financial goals. The first step in preparing a financial plan is to determine the financial goals to be achieved. Determine the financial planning goals you want to achieve In order to better understand the implementation of a financial plan, let's look at the steps in preparing a financial plan below.ġ. Examples of long-term financial planning include retirement funds, children's education savings, asset investments, and so on. While long-term financial planning or long-term goals are financial planning goals that will be achieved within 10 years or more. Examples include emergency fund needs, rental fees, insurance costs, credit card installment payments, traveling, and weddings. Short-term goals, also known as short-term financial planning goals, are financial goals that you want to achieve in the near and short term such as the next few months or under 10 years. So, to make it easier for you to determine your goals, determine your goals based on the timeframe, namely short-term and long-term financial goals. Therefore we need a financial goal to be achieved. Purpose of Financial PlanningĪ financial plan without a goal makes your financial planning in vain. So that every rupiah collected can be maximized.
The existence of good financial planning makes the income obtained will not be in vain due to unmeasured expenses. The term financial plan is often known as "financial planning". Financial planning is a way to manage finances wisely in order to achieve financial goals.
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Understanding Financial Planningīefore understanding how to plan financially, you must first understand the meaning of financial planning. Therefore, let's make your financial planning even better, OCBC NISP friends through the following 10 tips for making correct and wise financial planning. Where financial planning or good financial planning can certainly make it easier for you to manage your finances so that they don't run out quickly. Do you feel the same complaint? Maybe there is something wrong in the preparation of your financial planning. It feels like it was just yesterday's payday but today the money is running low. The purpose of financial planning is that financial flows are used on target.
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